Our Services
Start where you are.
You don’t have to have it all figured out — and you don’t need to start with a full financial plan.
Maybe you just want help getting your mortgage sorted. Or you’re reviewing your insurance. Or you’re wondering if your KiwiSaver’s working as hard as it could be. Wherever you’re at, we can help.
Of course, financial planning is what ties everything together — it’s the bigger picture that brings your goals, strategy, and next steps into focus. But the truth is, everyone starts somewhere different. Our job is to meet you where you are, understand what matters most, and help you take the next right step toward financial freedom.
Below are the services we offer — each one designed to support you in building a life with more clarity, confidence, and choice.
Financial Planning
The art of mapping out your life-long journey — and the finances you’ll need along the way to live it fully.
Your goals, aspirations, income fluctuations, family needs, housing plans, and lifestyle ambitions all come into play.
This is your strategy. Your framework. Your plan — uniquely designed for you.
When your strategy aligns with your goals and the life you want to create, every financial move becomes easy — and every decision you make has purpose and meaning.
Cashflow Management
The piece everyone loves to hate – but the one that changes everything.
There’s nothing glamorous about managing cashflow. But the truth is, it’s the foundation that everything else is built on. Without it, even the best plans can wobble.
We’ve spent over 25 years listening to what works (and what doesn’t), and we know most people don’t want to live their lives buried in spreadsheets or tracking apps. That’s why we’ve created practical, real-world solutions that help you stay on track — without the overwhelm.
When your cashflow is clear and consistent, everything else starts to click. You stop second-guessing, start feeling in control, and actually see progress. It’s not about restriction — it’s about freedom.
KiwiSaver
There are over 100 different ways to invest your KiwiSaver.
Mind-blowing, right? So how do you choose — and how do you know if you’ve got it right?
The truth is, the right fund choice could be worth hundreds of thousands over your lifetime.
We help you make sure your retirement savings are working as hard as you do — and more importantly, we help you understand how they’re working.
When you can see where your money’s invested and what it’s doing for you, you feel confident, in control, and clear about the role KiwiSaver plays in your bigger financial plan.
Mortgages
We’ll help you get the money – and then get rid of it too.
Whether it’s your first home, your next home, or an investment property, we’ll help you secure the funds you need — and structure them smartly.
It’s easy to get caught up on interest rates, but that’s just one piece of the puzzle. The real difference comes from having the right structure — one that reduces risk, gives you flexibility and control, and helps you pay down debt faster and more effectively.
We look at the whole picture — not just the rate. From understanding your borrowing power to structuring your loans for long-term success, we’ll guide you every step of the way — all the way to debt-free.
Managed Funds
An investment strategy that matches you.
Managed funds are a great way to put your money to work — but it’s important that they align with your comfort level, time horizon, and financial goals.
At their core, managed funds are diversified investment portfolios — a mix of shares, property, bonds, and fixed interest spread across different industries, asset classes, and regions. That diversity helps reduce risk, smooth out returns, and keep your money accessible when you need it.
In many ways, it’s what your KiwiSaver already does — only this time, your money isn’t locked away until 65.
We’ll take care of the setup and ongoing management, so you can focus on living your life, knowing your money is being productive behind the scenes. Because smart investing isn’t about chasing the next big thing — it’s about direction, discipline, and time doing its thing.
Investment Property
Making property part of your bigger picture.
Property can be one of the most powerful ways to build wealth — when it’s done with purpose and a plan.
We’ll help you figure out what “right” looks like for you:
what kind of property fits your goals,
where and when to buy,
how much to invest,
and how it all fits within your overall financial strategy.
With over two decades of experience helping Kiwis build long-term security through property, we know it’s not just about finding a property — it’s about finding the right one. Backed by data, insight, and experience, we’ll help you make confident decisions that support your bigger plan.
Insurance
Security that gives you freedom.
No one likes thinking about insurance — until the day they’re glad they did.
This isn’t about fear or worst-case scenarios. It’s about freedom. Freedom to live boldly, knowing that if life doesn’t go to plan, you and your family are protected.
We’ll help you work out what protection you actually need — nothing more, nothing less. It’s about balance: enough cover to give you confidence, without paying for things that don’t serve you.
We tailor your insurance around your life, your priorities, and your financial strategy — so it fits seamlessly, not fearfully. Because true wealth isn’t just about what you have; it’s about knowing you’re secure, no matter what happens.
Retirement Planning
Design your next chapter.
Retirement isn’t about slowing down — it’s about finally having the freedom to live life entirely on your terms.
We’ll help you picture what that looks like for you (we know it’s not easy), then build a plan to make it happen.
Together, we’ll model different scenarios, explore income options, and make sure your money keeps working for you – long after you’ve stopped working for it.
Whether you want the choice to retire early, travel often, try something new, or simply have more “me-time”, we’ll help you turn that vision into a clear, achievable strategy.
Retirement isn’t about slowing down — it’s about finally having options and the freedom to do whatever you choose.