Levridge — Free Services
Start with the part that matters most right now
You don't always need a full financial plan to take a smart next step. Sometimes you just need your mortgage sorted, your KiwiSaver checked, or to know your family is protected. That's exactly what we're here for — at no cost to you.
Free Services
Three ways we can help you — for free
Our mortgage, KiwiSaver, and insurance services are provided at no direct cost to you. We're paid by the lender, provider, or insurer if you choose to proceed — which means you get qualified, experienced advice without the price tag.
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Mortgage Advice & Lending Support
Buy, build, refinance, or invest — we handle the hard parts
Free service
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Getting a mortgage involves a lot of moving parts — banks to compare, criteria to understand, and forms to complete. Our qualified mortgage advisers work with a wide range of lenders and know exactly what each one is looking for, so we can put your application in the best possible position.
We can help you with
Understanding what you may be able to borrow
Getting mortgage approval
Comparing lending options across multiple banks and lenders
Preparing and submitting your application
Explaining the process and any loan offers in plain English
Supporting you all the way through to settlement
How we're paid: When your lending is approved and settled through us, the lender pays our fee. You pay nothing directly.
Looking for a deeper mortgage strategy — how to structure your loan, reduce interest, and pay down debt faster? That's covered in our Mortgage Minimiser Suite.
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KiwiSaver Review
Make sure your KiwiSaver is actually doing what it should
Free service
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Most people set up their KiwiSaver once and never look at it again. But the fund and provider you're with can make a significant difference to your first home deposit, your long-term wealth, and your retirement. We'll help you understand where you are and whether it's working as hard as it could be.
We can help you with
Reviewing your current KiwiSaver provider and fund
Checking whether your fund type matches your timeframe and goals
Understanding risk, return, and how your money is invested
Assessing whether a provider change may be worthwhile
Helping you switch providers if that's the right move
Making sure KiwiSaver fits your wider financial picture
How we're paid: If you choose to move to, or stay with, a provider we advise on, that provider pays our fee. You pay nothing directly.
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Insurance Advice
Protect what matters — without paying for what you don't need
Free service
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Insurance is something you hope you never need — but when you do, you'll be glad it's right. Too little cover leaves you exposed. Too much costs more than it should. The wrong type protects the wrong things. We help you understand exactly what makes sense for your situation.
We can help you with
Reviewing your existing personal insurance
Life insurance, trauma cover, and income protection
Total and permanent disability cover
Health insurance and mortgage protection
Comparing options across multiple insurers
Applying for suitable cover and explaining policy terms clearly
How we're paid: If you choose to put cover in place through us, the insurer pays our fee. You pay nothing directly.
Levridge is a registered financial advice provider. We'll always explain how we're paid and disclose any conflicts of interest before you make a decision. Not ready for a free service yet? Explore our full packages — from mortgage strategy to retirement planning and property investment.
Transparency
Why are these services free?
For mortgage, KiwiSaver, and insurance advice, our fee is paid by the lender, provider, or insurer — but only if you choose to proceed through us.
There's no direct advice fee for you as the client. And we'll always explain clearly how we're paid before you make any decision — no surprises.
Being paid this way doesn't change our responsibility to you. As qualified advisers, we're still required to give advice that's suitable for your situation, explain your options honestly, and help you make an informed choice. That's not just our legal obligation — it's how we work.
No hidden fees
We explain exactly how we're paid upfront, before you commit to anything.
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Qualified advisers
Free doesn't mean informal. You're getting professional, regulated advice.
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Your interests first
We're not here to sell you something you don't need. We're here to help you make the right call for your situation.
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No obligation to proceed
You can get advice, understand your options, and decide from there. There's no pressure to do anything.
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Is this for you?
This page is for you if…
✔ You want help getting a mortgage — buying, building, refinancing, or investing
✔ You want someone experienced to deal with the lenders and paperwork
✔ You haven't checked your KiwiSaver in years
✔ You're not sure if your KiwiSaver fund matches your goals or timeframe
✔ You want help choosing or switching KiwiSaver providers
✔ You're not sure whether your insurance is right for your current life stage
✔ You want to protect your family, income, mortgage, or lifestyle
✔ You have cover in place but haven't reviewed it in a while
✔ You're curious about working with Levridge, but not ready for a full package yet
What happens next
Simple from start to finish
Step 01
Book a free chat
Tell us what you're trying to do, what's already in place, and where you feel uncertain. No preparation needed.
Step 02
We look at your options
We help you understand what's available, what matters, and what's actually worth considering for your situation.
Step 03
You choose your next step
If it makes sense to proceed, we'll handle the application, review, switch, or next part of the process alongside you.
Not sure where to start? That's okay.
Most people aren't. Maybe your mortgage is the priority. Maybe it's KiwiSaver. Maybe your insurance hasn't kept up with life. Let's have a conversation and figure out the next right step together.